The Business owners have a unique opportunity to turn their everyday business expenses into cash back, miles or points with the right credit card.
The best business credit cards offer valuable rewards, financing offers and other benefits at a reasonable cost. Choosing the right credit card for your business depends on how much you spend each month, which categories you spend the most in, and the type of rewards you want. It is also important to consider what your credit score is and if you’re willing to pay an annual fee. Learn more about credit cards for your business to determine which card is right for you.
Best business credit cards: Summary
- Best for unlimited cash back:
- Best for rewards:
- Best for travel:
- Best for small business:
- Best for no annual fee:
- Best for 0% intro APR offer: U.S. Bank Triple Cash Rewards Visa® Business Credit Card
- Best for bad credit: FNBO Business Edition® Secured Mastercard® Credit Card
- Best for hotels:
- Best for gas:
Our recommendations for the best business credit cards
We selected these business cards based on features for a variety of customer profiles. You’ll find each card’s welcome bonus details and why they were our choice in the sections below.Best for unlimited cash back:
Capital One Spark Cash Select for Excellent Credit
Why we chose it: With the , you’ll earn an unlimited 1.5% cash back on every purchase you make. You don’t need to worry about bonus categories or spending caps getting in the way of your rewards. Instead, you can focus on your business knowing you’ll get generous cash back rewards on every purchase.
The card comes with free management tools to enhance your business, including virtual card numbers, downloadable account history, year-end summaries, and lists of recurring transactions. Business owners can also add account managers to act on their behalf and free employee cards to earn additional rewards. Individual spending limits and transaction reports help to keep track of employee spending. Plus, there are no foreign transaction fees and eligible transactions receive an extended warranty at no additional cost.